Its not do-able Vanlord.
Detached values since I purchased are increasing at a rate of more then 200% of my income.
So if I had put away 20% of my income every year I fall further behind by 150k or so every year.
Thats why we bought when we did. If prices went down our mortgage was locked in and we could afford it. If prices went up we would have risked being shut out like many now are.
So give me the remedy on affordability with detached values increasing at 150k every year
If you put money away your still saving that money, doesn't mean you have to buy a detached Van special. You could start with a modest condo, or buy in the burbs, or maybe just hold tight and wait for the big crash and if that never comes you are still better off to have saved the money than not. Although I will admit that we were lucky to get in when we did, and it's tough to be in your twenties and trying to make it, but hey it's never been easy for young people. I suffered through a lot of dry spells with no money, and I also did a tour in Surrey to live cheaper and it helped me be able to sock some money away when I did start making a bit more money.