^ Yes Tapioca. Also consider this.... 1) real estate does not always go up in the short to medium term.
2) if you can't afford to buy with #1 in mind, don't buy.
So here's the problem with the "entitled" ones. They think just because they buy it, it's gotta go up. Then if they gotta sell at an inopportune time they blame everyone else.
There is never a "safe" time to buy real estate due to the debt that buyers have. only after about 5 or so years that the owner can feel a little more at ease because presumably 1) real estate prices have gone up 2) the owners job situation has improved ie. pay increase 3) some of the principal has been paid down. 4) if there is additional rental revenue coming in there have been some rent increases 5) the owner has benefitted from the same payments for the last 5 years.